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Dental Insurance – Poway, CA

Affordable Dental Care for Young Patients

Your child’s smile relies on more than just brushing and flossing to stay healthy. They should also see their pediatric dentist in Poway at least twice a year. Although their baby teeth eventually fall out, they are crucial for your child’s oral health and development. Bright Pediatric Smiles offers the comfortable, personalized services your child needs. Dr. Sambath Tiep is in-network with many leading insurance carriers to make sure nothing stands in their way of getting the services they need for lasting dental health.

How Dental Insurance Works

Now, more Americans than ever have dental coverage. Typically, your monthly premiums for your policy are automatically deducted from your paycheck. This gives your family access to the comprehensive care they need to prevent oral health issues from developing, like tooth decay and gum disease. Unfortunately, complications can still arise even with the best prevention. You are given a yearly allowance for restorative treatments after paying your annual deductible.

Depending on your specific policy, your coverage may include:

  • 100% preventive coverage, including cleanings, checkups, x-rays, and fluoride treatments.
  • 80% minor restorative coverage, like fillings.
  • 50% major restorative coverage, such as root canals.

What is the Difference Between Medical and Dental Coverage?

young boy in dental chair

Your medical coverage is there for you and your loved ones after an illness or injury occurs to save you money. Dental insurance is different because it focuses on prevention. Your child needs to see their children’s dentist in Poway at least twice a year.

This allows Dr. Sam to monitor their oral health to detect and correct any areas of concern while they are still small. This creates a healthy foundation for your child’s permanent teeth while also reducing their long-term dental costs. In fact, every $1 you spent on prevention can save you $8 to $50 on restorative or emergency treatments.

In-Network vs. Out-of-Network

dental insurance

Your insurance carrier gives you the freedom to visit any dentist who accepts your insurance. We are proud to accept both in-network and out-of-network patients.

In-Network Coverage

young boy at dentist

Your insurance carrier recommends you choose a dentist for kids in Poway that is in your network. This means they have pre-negotiated rates with the insurance company to reduce out-of-pocket expenses. We are proud to be in-network with many leading carriers, including:

  • Humana
  • Ameritas
  • Guardian
  • MetLife
  • Delta Dental
  • Cigna

We work on your behalf with your insurance company to file the necessary claims and paperwork for reimbursement, so you have one less thing to worry about. We help keep your child’s treatments within your annual allowance, even if that means splitting the cost across calendar years.

Out-of-Network

Although it is often preferred to see a dentist in your network, you can still visit one who is not. If you are outside of your network, we will help you use your benefits to their full potential to reduce the amount you need to pay.

Schedule an Appointment Today!

Do not let anything stand in your child’s way of getting the compassionate dental care they need. Contact our office today to schedule an appointment.